PPF Calculator

Reference rate: 7.1% p.a. for Jul–Sep 2026. Small-savings rates are reviewed quarterly.

Calculate your Public Provident Fund maturity value and year-wise interest for the 15-year lock-in period.

₹
₹500₹1.5L (max)
%

Reference rate: 7.1% p.a. for Jul–Sep 2026; small-savings rates are reviewed quarterly.

yrs
Maturity Value (15 yrs)
₹40,68,209
Total Invested₹22,50,000
Interest Earned₹18,18,209
Tax on InterestZero (EEE)
Returns+81%

🛡️ PPF Benefits

EEE status: contributions, interest and maturity are generally exempt under the applicable rules
Max ₹1.5L/year qualifies under Section 80C
Partial withdrawal allowed from 7th year onwards
Cannot be attached by courts — creditor-proof savings