Privacy Policy

Last updated: August 2026

FinWise ("we", "our", or "us") operates the website kargans.com/tools/finwise. This page informs you of our policies regarding the collection, use, and disclosure of personal information when you use our service.

Information We Collect

FinWise is a free, client-side financial calculator website. Calculator inputs are processed in your browser and are not intentionally sent to FinWise for calculation or stored by the calculator scripts. We do not require registration or account creation. However, if you use our Contact form, we receive the name, email address and message you submit through our hosting/form provider (Netlify) so that we can respond to you.

Google AdSense & Cookies

We use Google AdSense to display advertisements on our site. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.

You may opt out of personalised advertising by visiting Google Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalised advertising by visiting aboutads.info. Read more about how Google uses data at policies.google.com/technologies/partner-sites.

Google Analytics

If we enable Google Analytics or another analytics service to understand aggregate visitor traffic, it will use cookies to collect information such as how often users visit the site and which pages they visit. Only the IP address assigned to you on the date you visit is processed, not your name or other identifying information.

Contact Form and Data Retention

Contact-form submissions are used to respond to questions, corrections and feedback. We do not sell contact-form information. Submissions may be processed and stored by our hosting/form provider, including Netlify, according to its own terms and privacy policy. We retain such messages only for as long as reasonably necessary to handle the request, maintain records, or comply with legal obligations.

Security

We use HTTPS and reasonable technical measures to protect the website. No internet transmission or storage system can be guaranteed to be completely secure.

Third-Party Services

Our website contains links to other sites. If you click on a third-party link, you will be directed to that site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

Children's Privacy

Our service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "last updated" date at the top.

Contact Us

If you have any questions about this Privacy Policy, please contact us or email gk2n110@gmail.com.