EPF Calculator

Estimate your Employee Provident Fund corpus at retirement, including both employee and employer contributions.

Current Basic + DA (Monthly)

₹

Current Age

yrs

Expected Annual Increment

Existing EPF Balance

₹

EPF Corpus at Retirement (58)

—

Years to Retire30 yrs

Employee Contribution—

Employer Contribution (EPF)—

EPF Interest Rate8.25% p.a.

Total Interest Earned—

Employee: 12% of Basic+DA | Employer: 3.67% to EPF, 8.33% to EPS

EPF reference rate: 8.25% was recommended for FY 2025-26 by the EPFO Central Board; credit is subject to Government notification.

Withdrawal is subject to EPFO rules and tax conditions; do not treat every withdrawal as automatically tax-free.