Terms of Use

Last updated: August 2026

Acceptance of Terms

By using FinWise (kargans.com/tools/finwise), you agree to these Terms of Use. If you do not agree, please do not use the site.

Not Financial Advice

FinWise calculators provide estimates only and do not constitute financial, tax, investment, or legal advice. Results are based on standard formulas, indicative interest rates, and the inputs you provide — actual outcomes from your bank, employer, mutual fund, or the Income Tax Department may differ due to rounding conventions, scheme-specific rules, or rate changes. Always verify significant financial decisions with a licensed financial advisor, chartered accountant, or the relevant institution before acting on any calculation shown here.

No Warranty

FinWise is provided "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any calculation, interest rate, or tax slab shown on this site, though we make reasonable efforts to keep figures current with official government notifications.

Limitation of Liability

FinWise and its operators are not liable for any loss or damage arising from decisions made based on calculations, information, or content on this site.

Your Data

All calculators run client-side in your browser. We do not collect, store, or transmit the financial figures you enter. See our Privacy Policy for details on cookies and advertising.

Intellectual Property

The FinWise name, design, and calculator implementations are the property of FinWise. You may not copy or redistribute the site's code without permission.

Changes to These Terms

We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the revised Terms.

Contact

Questions about these Terms? Contact us.