Smart Financial Calculators
to Grow Your Wealth

Free, fast, and easy-to-use tools. Grow your savings (bachat) and plan your investments (nivesh) for maximum returns (munafa). No sign-up required.

All Calculators

Built for Indian users who want clear, practical financial planning tools

🏠
🔥 Most Used
EMI Calculator

Calculate monthly EMI for home loan, car loan, and personal loans. Includes full amortization schedule and prepayment analysis.

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📈
💎 Wealth Builder
SIP / Lump Sum Calculator

See how your mutual fund SIP or one-time investment grows over time with compounding. Compare expected returns by CAGR.

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💼
✅ Old & New Regime
Income Tax Calculator

Compare estimated tax liability under the old vs new regime for Tax Year 2026-27, with common salary deductions and allowances.

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🏦
🏆 Fixed Returns
FD / RD Calculator

Compute maturity value for Fixed Deposits and Recurring Deposits. Supports quarterly, half-yearly, and annual compounding.

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💰
👋 HR Favourite
In-Hand Salary Calculator

Break down your CTC into take-home salary. Includes Basic, HRA, PF, PT, Gratuity, and all common allowances.

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🧾
📋 GST Ready
GST Calculator

Add or remove GST from any amount. Supports common 5%, 18% and 40% GST rate categories and calculates CGST + SGST / IGST split instantly.

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📊
🛡️ Tax-Free
PPF Calculator

Calculate Public Provident Fund maturity value over 15 years. View year-wise interest and balance.

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🛡️
👴 Retirement
EPF Calculator

Estimate your Employee Provident Fund corpus at retirement. Includes employee + employer contribution and interest for every year.

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📊
💎 Grow Wealth
Compound Interest Calculator

Calculate compound interest on your savings and investments. See how compounding helps grow your wealth exponentially.

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🧮
📐 Flat Rates
Simple Interest Calculator

Calculate flat-rate interest for short-term loans, deposits and personal savings instantly.

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🎖️
🏢 Employment
Gratuity Calculator

Estimate your gratuity payout under the applicable gratuity rules. Applicable after 5+ years of continuous service.

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🏘️
💰 Tax Saver
HRA Exemption Calculator

Calculate your House Rent Allowance tax exemption under Section 10(13A). Save tax and grow your take-home pay.

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🏛️
👴 Retirement
NPS Calculator

Estimate your National Pension System corpus and monthly annuity returns. Save extra tax under Section 80CCD(1B).

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🎀
👧 Girl Child
Sukanya Samriddhi Yojana

Calculate SSY maturity returns to grow your daughter's future. 8.2% illustrative returns at the selected rate with EEE tax benefits.

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Why Use FinWise Financial Calculators?

FinWise is built for Indian users who want fast, accurate, and honest financial calculations. Every calculator uses the formulas used by banks and the Government of India — formula-based estimates with clearly stated assumptions. FinWise helps you grow your savings (bachat) and investments (nivesh) through clear, visual financial planning.

Accurate for India

Our Income Tax calculator reflects the Tax Year 2026-27 slab rates carried forward from Finance Act 2025, our EMI calculator matches the reducing balance method used by all Indian banks, and our GST calculator follows the current GST framework and selected rate categories.

No Sign-up Required

All calculators are completely free and work instantly in your browser. Your financial data never leaves your device.